Simple banking. Smarter growth.

We help individuals and businesses thrive with high-interest savings, low-interest loans, and secure financial solutions tailored to your goals.

Empowering Your Growth

Cedrus Microfinance Bank is a licensed financial institution by the Central Bank of Nigeria (CBN), dedicated to helping individuals, families, and small businesses achieve financial freedom through flexible and reliable banking solutions.

We are trusted by thousands within Ogun state and it’s environs, offering tailor-made micro and SME loans, secure high-yield savings, and fast financial services — all designed to help you grow.

Our Core Services

🏦 Personal Loans

Get quick, flexible funds for emergencies, education, home repairs, or personal projects. Repayment plans are designed to fit your monthly cash flow.

📈 SME Loans

Running or growing a business? We offer working capital loans, equipment financing, and inventory credit up to ₦10 million, with easy repayment plans.

🗳 Savings Accounts

Build financial discipline and earn interest while you save. Choose from our Personal Savings, Business Savings, and Children’s Account options all with up to 20% annual interest.

Why Choose Cedrus Microfinance Bank?

Low Interest Loans

Our rates are some of the most competitive in the market. Whether it’s ₦100,000 or ₦10 million, you get funding that makes sense for your budget and business model.

Fast Approvals

No red tape. Our application process is streamlined and digital. Most loans are approved within 48 hours of submission.

CBN Licensed and NDIC Insured

We’re fully licensed by the Central Bank of Nigeria, insured and protected by Nigeria Deposit Insurance Corporation; with operations built on transparency, accountability, and strict data privacy.

Real Customer Support

From start to finish, our team is with you — offering personalized guidance, financial advice, and support when you need it most.

Built on Principles That Matter.

Our foundation is rooted in trust, clarity, and expertise, so your money works with confidence.

Insurance

your savings and deposit are insured with Nigeria Deposit Insurance Corporation

Expertise

Our team brings deep industry experience and personalized support to every client.
You’ll always get clear guidance, quick responses, and respectful service.

Transparency

No hidden fees. No confusing terms.
We explain every step so you always know what you’re signing up for.

Security

Your data and transactions are fully protected with bank-grade encryption.
We follow strict CBN compliance and monitor our systems 24/7.