High-interest savings accounts that work as hard as you do.
Here’s the truth: saving money shouldn’t feel like a punishment — and it definitely shouldn’t sit idle. At Cedrus Microfinance Bank, we help you take control of your finances with smart, high-yield savings options built for individuals, families, and small business owners. We don’t just hold your money. We help it grow.
Savings account designed for individuals, micro & small entrepreneurs
Increase your earnings and achieve financial goals faster with our high-interest savings account
Manage your savings with high and competitive interest rate up to 10% and take control of your investment and financial growth
Build a brighter future for the leaders of tomorrow with every deposit made.
Because your goals deserve better interest rates.
At Cedrus, we offer reliable savings products with competitive interest rates, flexible terms, and personalized account options. Whether you’re saving for rent, reinvestment, your child’s future, or a business expansion — our accounts are designed to get you there faster.
We’re a licensed Nigerian microfinance bank that offers both savings accounts and low interest loans, making us your go-to partner for both long-term planning and short-term growth.
Built for individuals, side hustlers, and micro-entrepreneurs.
You don’t need a six-figure salary to build wealth. With Cedrus BetaSavings, you can start small and grow steadily — at your pace.
Open with as little as ₦1,000
Earn competitive interest on daily balances
No minimum monthly contribution required
Withdrawals allowed anytime
100% secured and NDIC-insured
– Entry-level savers
– Freelancers, traders, and artisans
– Students or first-time account holders
Hit your financial goals faster — and earn more while doing it.
If you’re serious about reaching big goals, SuperSave is your account. With a higher base interest and goal-focused structure, this account rewards your consistency and discipline.
Tiered interest rates based on your balance
Interest up to 18% annually
Fixed or flexible contribution plans
Option to lock funds for set periods
Withdrawals limited to specific windows to encourage growth
– Salary earners
– Entrepreneurs saving for capital
– Anyone planning for a major milestone (rent, relocation, business scale-up)
Advanced savings with full control and better returns.
HyperSave is for customers who want their money to not just sit — but perform. Whether you’re investing long-term or building an emergency fund, this account puts you in control with a mix of flexibility and strong returns.
Up to 22% interest per annum
Customize your saving frequency (daily, weekly, monthly)
Optional auto-debit setup from your main account
Track performance and interest growth
Suitable for larger savings volumes
– Professionals building financial independence
– Business owners setting aside profits
– High-discipline savers wanting maximum return
Help your child dream big and save for it.
Financial education starts early. The Kiddies Future Account lets you invest in your child’s tomorrow, one deposit at a time. This isn’t just a savings account, it’s a head start in life.
For children aged 0–17
Parent/guardian manages the account
Attractive interest rates for long-term savings
Free birthday and milestone incentives
Encourages long-term goal setting for children
– Parents planning school fees or college
– Gifts from grandparents, godparents, or relatives
– Families who want to pass down financial discipline
| Product | Ideal For | Interest Rate | Withdrawal Access |
|---|---|---|---|
| BetaSavings | Individuals, small traders | Competitive | Anytime |
| SuperSave | Goal-focused savers | Up to 18% | Limited (goal-based) |
| HyperSave | High-volume savers | Up to 22% | Flexible |
| Kiddies Future | Children (0–17) | Attractive (tiered) | Long-term (until 17) |
