Fixed Deposit accounts with up to 24% interest.
Sometimes, the smartest move is to do nothing. With a Cedrus Fixed Deposit account, your money works — while you relax. Whether you’re planning short-term gains or long-term wealth, we help you lock in higher returns with guaranteed interest and zero stress.
This isn’t just saving. It’s strategy.
A Fixed Deposit is a secure investment where you place a lump sum with the bank for a set period and earn a guaranteed interest rate over time. No market risks. No surprises.
At Cedrus Microfinance Bank, we’ve taken it up a notch — with flexible terms, up to 24% interest, and negotiable rates based on how much you invest and how long you lock it in.
It’s one of the easiest and safest ways to grow your money — especially if you’re not ready for daily market swings or business risks.
Because your money deserves to grow at a pace that makes sense.
With Cedrus, you get:
Short and long-term deposit options
Competitive rates up to 24% interest
Flexible duration (from 30 days to 12 months or more)
Multiple deposit top-ups allowed
One-off bulk deposits with higher returns
Negotiable interest (based on amount and tenure)
Fixed interest payout OR flexible monthly interest withdrawal
100% secured and insured
Options from 30 days to 365+ days. We’ll help you decide based on your goals
Minimum deposit starts from ₦100,000. The higher you invest, the better your rate
Enjoy a negotiated interest rate up to 24% per annum. No rate changes during the tenure
Receive interest monthly or at maturity — your call
You’ll get automated updates and can rollover when it ends
🔁 Rolling Fixed Deposit
– Start with a deposit
– Add to it anytime during the term
– Interest recalculates with each top-up
– Ideal for steady investors or growing capital
🎯 One-Off Fixed Deposit
– Deposit once
– Sit back and enjoy high returns
– Best for long-term investors or lump-sum savers
